www.iva.co.uk

The people who lived in our house before us had a little boy who was probably about 2 years old. When Dave pulled the old oven out to fit the new one he found a child's pretend credit card! I find it very worrying that children can have pretend credit cards - they don't need to be made to think that credit cards are the norm any more than they will as they are growing up.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

very worrying hun!!

worrying but very much a part of life..hence, my IVA? Not stopping to think of the consequences, burying head etc..If I can't afford something my little girl say's 'put it on the plastic' (age 10).Cat[:(!]

My son is 18, he joined the Lloyds TSB a year ago and now they have given him a 500.00 overdraft, he didnt even ask for it. I have warned him off cc's hope he listens!!!!

I set up my son's bank account for him and made sure it didn't come with an overdraft

Money comes from holes in walls, right??? Thats what one of mine said when I said I didnt have any, just go the the hole in the wall.

lily

Yes Lily I can relate to that as that's what my youngest said to me once!

Mine has never really seen money changing hands so I suppose they make an assumption. Even now I rarely have cash. Pay for everything via switch and anything over £5 for school by cheque. Cat1

Hey skippy,
Yes, very much a cause for concern, sign of the times? And they wonder why.
It send shivers down my spine when I think back to a year ago in Tesco's when my daughter said to me 'I can't wait till I grow and get a credit card' Shocked 'why'?? I replied 'cause you can buy loads of stuff and you don't have to pay for it' Scary, but they do learn from us. Too easy, and debt should never be a play thing, listen up debt marketing people, you are building future IVA's for yourselves with debt toys!!