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Posted: Fri Nov 30, 2007 4:32 pm
by caraf
Hi
I am just awaiting my propsal from Clearstart should arrive in the morning. Will probably need some questions asking them ??
But anyway when I was discussing things with my case manager he talked about impressing TIX. Who are they ??
Posted: Fri Nov 30, 2007 4:41 pm
by Oliver
TIX is the abbreviation of The Insolvency Exchange. TIX are an organisation who vote on the behalf of a number of creditors!!!
Best Regards
Oliver
Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at:
www.thomascharles.com/about_us.asp
Posted: Fri Nov 30, 2007 4:54 pm
by caraf
which creditors do they vote for ?? and do they normally like and approve iva's
Posted: Fri Nov 30, 2007 5:51 pm
by MelanieGiles
HSBC, HBos, Santander and RBS are the main ones, but they also have Intelligent Finance and M&S.
You don't need to impress TIX, but simply give them your very best offer of repayment.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp
Posted: Fri Nov 30, 2007 6:39 pm
by OPTIMIST12
hi caraf -
I remember you posted last weekend saying that your IVA Proposal was due from your IP / IVA Provider early this week. That is a long delay - have you asked them what is going on???
Posted: Fri Nov 30, 2007 9:02 pm
by caraf
case manager off sick
Posted: Thu Dec 06, 2007 10:02 pm
by caraf
Does anyone know anything about DFD and clearstart now have TIX accreditation. and what does this mean ?
Posted: Thu Dec 06, 2007 10:10 pm
by MelanieGiles
I am advised that DFD have confirmed that they are prepared in readiness for TIX accreditation, but there is no formal confirmation in place. This company are by far the largest volume producer of IVAs in this country, so it does make some sense for them to be fully involved in any new process being suggested.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp
Posted: Thu Dec 06, 2007 10:14 pm
by caraf
will this help me being with clearstart or not ? what requirements do TIX look for in an iva proposal, do they generally approved them ?
Posted: Thu Dec 06, 2007 10:29 pm
by MelanieGiles
TIX have publicly stated that they do not exercise favouritism to any particular firm of IPs, so I cannot see that this would bring you any real advantage, and as I said accreditation is not yet available from TIX.
What will put you in a favourable position with this particular creditor representative is presenting a TIX compliant IVA, with expenditure listed in line with CCCS guidelines, and a payment level that you can really afford and believe can be sustained in the long term.
Your IP will be able to tell you all of the pointers which TIX will require to see in your proposal, as there are too many to list in detail in a forum post.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp