www.iva.co.uk

i am with dfd and say they dont get my iva to go through could i ask another firm to try or would that be pointless or not allowed

Hi Sue, as far as I'm aware you can ask another company to present an IVA proposal. There was a case on here yesterday (I think) from someone who had an unrealistic proposal with Synergi but had their IVA accepted after Melanie took over.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

My third attempt at a reply.
Hi Sue

Trying again would not be pointless, but why should you have to try again. Your IP should not take your case if he/she is not confident to succeed.

Have you spoken to your IP? Have you voiced your concerns? How far into the IVA process are you?

My advice would be to speak to your IP and ask the questions on your mind. Allow your IP the opportunity to put your mind at ease. After all if accepted you will liase with your IP for the next 5 years and you have to completely trust your IP as he/she will be your main contact throught the IVA.

Good Luck
Lee
www.123debtsolutions.co.uk

Lee
www.123debtsolutions.co.uk - 08000 114 123

i have spoken to my ip.we had a creditors meeting was adjourned by a week still waiting to hear the week has not elapsed yet.i am just worring incase it doesn't go through

Were all crossing our fingers for you.
Please post an update when you hear.

Good Luck

Lee
www.123debtsolutions.co.uk - 08000 114 123

Sue

To answer your question, there is no reason why you could not represent your proposals, but if your IP gets it right for you first time this should not be necessary.

Good luck!

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

intelligence finance phoned us and said they knew nothing about our iva.do you think that that is true or are they lying?they said they never received any paperwork.it should be on their computer surely when they phone us for money.i know they have to try and get money back

Sue
Many times finance companies have different sections dealing with different aspects of the business and sometimes these sections do not communicate very well.
You could just raise this with your IP,as you have already had a creditors meeting,just in case they genuinely have not received your IVA proposal.
Regards

Andy Davie
IVA.co.uk Spokesperson and site manager
(aka Neverending)

Please check out my blog: http://andydavie.blogs.iva.co.uk

View my profile here:
http://www.iva.co.uk/andy_davie_profile.asp

when they get my proposal do they get the whole list of my other creditors or just what i owe them

All creditors get details of all of your creditors Sue, within the body of the proposal document.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Hi Sue h,

If your proposal is not successful it can be looked into by another IP and it may be possible to put another forward dependant on the reasons for rejection.

Fingers crossed for your adjourned meeting date.

Kind Regards

Nicola

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk