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Posted: Thu May 17, 2007 4:12 pm
by suzie.b
I am paying back debt at the moment on a current account and credit card which are no longer active. the reason the balances are so high is mostly due to bank charges over the years. My question is, would I be able to reclaim my bank charges on these accounts even though they are not active now, but have been within the last 6 years? I would really appreciate some advice on this. Thanks
Posted: Thu May 17, 2007 4:18 pm
by Sadsack
Hi suzie and welcome to the forum
From what I can gather from your post, I take it you are not in an IVA. Therefore reclaiming bank charges should not be a problem even though they are inactive.
I will trawl through my emails and will post a website for you.
Sue
Ho Hum! Think I'll bang my drum!
Read My Blog
http://sadsack.blogs.iva.co.uk/
Posted: Thu May 17, 2007 4:30 pm
by Oliver
Yes you can seek to claim any charges made in the last 6 years. There is a guide to help you do this on this websites homepage. I would advise you to be quick though as the first court case where the courts judgement was in favour of the banks happened recently. On the whole though the banks seem to be paying out at least part of the money back.
All the best!
Best Regards
Oliver
Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at:
www.thomascharles.com/about_us.asp
Posted: Thu May 17, 2007 9:19 pm
by mel.d
Hi. I successfully reclaimed £3k from Abbey and no longer bank with them. Go to Yahoo and type in unfair bank charges, the option that comes up with Govan Law in the title is the site that I used as they have all of the standard letters that you will need to send to your bank. Def worth doing!!!
Posted: Fri May 18, 2007 3:41 pm
by Oliver
There is a free guide to reclaiming bank charges on this site. Just go to the homepage and it's on the right hand side of the screen.
Best Regards
Oliver
Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at:
www.thomascharles.com/about_us.asp