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I've just found this on the BBC website and thought it might of interest.

http://news.bbc.co.uk/1/hi/business/6657025.stm

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Very interesting, thanks Skippy

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

A nasty development indeed! Still, I guess what it boils down to is whether the charging is illegal or unfair? And I would probably say its just unfair...

Thank you, skippy.

All I have left is my humour.

View my blog http://www.debtdummybankruwoman.blogs.iva.co.uk.

Thanks Skippy its very interesting.

Hope this information is of use

Regards. IVA Experts

Its always difficult to know exactly why the judge ruled as they did in these cases. Often the information reported is scant and we do not know the whole facts.

I understand that there are many thousands of people who have successfully reclaimed bank charges and I am sure that the banks have fought on most of these.

I do not think this ruling is going to stop unfair bank charges being reclaimed where they truely are unfair

James Falla

Expert in IVA, Bankruptcy and informal Debt Management solutions for over 10 years.

For more information visit www.jamesfalla.com and visit my blog at: http://jamesfalla.blogs.iva.co.uk

My son successfully claimed back £2700 from the last 6 years with Natwest,it took 10 weeks.
He claimed £3200 and got £2700,so it can be done.
They havnt closed his account and were quite apolagetic.

I successfully claimed back £3k from Abbey for charges over the last 6 yrs and I don't bank with them anymore. Unfortunately this didn't make m rich and 85% of it paid of the remining overdraft I had with them despite the account being closed. I also got £500 back from MBNA so yes it can be done but on most occassions it will have to go through the financial ombudsman who have had a 100% success rate with getting charges back, bank try to fob you off and are reluctant to refund so is worth seeing it through!!!