www.iva.co.uk

I had my IVA accepted in Aug. I have now found out that my ex husband has not told me the full extent of the debts! I moved out of the property/pub business we leased from a brewery in Sept 2005 and noe fnd out he owes 8000 on the electric bill! My nameis still on the bill!!! What do I do???

Hi
Contact your IP as soon as possible,it may be that this can be included within your IVA,with your creditors approval.That,s a hell of an electric bill !!
Do you both have an IVA or is it just you ?
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
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I would call the electic supplier and try to find out roughly what figure was owing when you left the pub in 2005. Surely legally he should have notified them of change of customer when you left?
If you were both running the pub together presumably you were trading as a partnership ? If so, as far as im aware he is just as liable for the bill as you ,as both partners are equally responsible for the business debts. ..but im sure other forum members might confirm this point?

That's the whole problem of trading in partnership - each partner is responsible for all of the partnership debts, and it does rather look as if you have been lumbered with this. What has your husband been doing about dealing with the bills since you left? And why wasn't your name removed from these liabilities at that time> I have a horrible feeling that there will be more lurking in there, and your ex really needs to be honest with you about this.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

I have just spoken to the electric company andthey said that my name is not on the account!
He owes 8000 on that. I have included the remainder of the business debts in my iva so hopefully that is it now!
Thanks for the advice.
My ex husband has a DMP but has not paid anything toward it since it started so I dont know what will happen to his debts!

That must be a great relief to know!

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

Im glad to hear that everything worked out for you angie, eyes forward now to the light at the end of the tunnel [:D]

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/