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Posted: Wed Sep 19, 2007 3:31 pm
by R1chard
if you pay a full and final settlement a few years before your original iva runs outs does it still stay on your file for the full 6 years?

Posted: Wed Sep 19, 2007 3:41 pm
by iva experts
Hi Richard,

The answer is Yes, it does not matter whether your IVA was completed by a Full & Final Settlement OR 5 years of monthly contributions. An IVA will remain on your credit file for 6 years from the date of its commencement.

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/

Posted: Wed Sep 19, 2007 3:47 pm
by Oliver
An IVA will stay on your credit file for a period of 6 years from its start. However, your details will only be registered on the Insolvency Register until the IVA completes.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Posted: Wed Sep 19, 2007 4:19 pm
by iva_squirrel
Hi R1chard,

Your details will be removed from the register when your IVA completes but your IVA will remain on your credit file for 6 years from the start of the agreement.

Regards,
Michelle P.