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i was wondering which one of the posters does mortages? is it welshboy or sumone? if so any chance we can talk about me and my GF getting a mortgage with a gurantuer?

i apologise for my grammer and spelling..... aint my strong point.

Hi Richard you could speak to welshboy or Mikebdomain they should be able to advise.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

Hello Richard

What would you like to know re mortgages, if you need any professional advice please let me know and please don`t take all you read on this site re mortgages as being totally correct. Tony

Well i rent at the mo - and want to buy a house, i didnt think it was possible while in an iva. but it would be with the gf and poss have a gurantuer and deposit?

is it possible?? i would be a first time buyer...

also - would i have to pay sky high rates? would i be better of letting the missus get the mortgage and me just living thier?

Richard

You would need the permission of your IP, the fact that your in an IVA will not necessarily stop you getting a mortgage if the IVA is or has been "conducted satisfactorily". The rate will reflect your past credit/finance problems. I would check out what you are thinking of doing with your IP and go from there. I am not a qualified IP so don`t feel that I should be giving an opinion on their field of expertise re using a guarantor or using your girlfriend (I presume that is what you meant by gf). No you would not necessarily pay "sky high rates" but you would need a deposit and your first port of call should be your IP. Tony

Cheers mate - i shall talk to them. oh and yes i ment girlfriend!

Richard guarantor mortgages is not something that we undertake.

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