www.iva.co.uk

Posted: **Wed Sep 12, 2007 8:18 pm**

can secured debts be included in an IVA?

Posted: **Wed Sep 12, 2007 8:21 pm**

Hi Doc and welcome to the forum.
Only unsecured debts can be included in an iva. If you would like to post more info maybe some advice can be given.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

Posted: **Wed Sep 12, 2007 9:27 pm**

But if there is a shortfall to the secured creditor, then this portio is deemed to be unsecured and must be included.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp