Posted: Wed Jun 06, 2007 7:55 am
Just wanted to share our experiences mid IVA proposal... We initially telephoned all our creditors and advised them of our financial problems and intended course of action. Without exception, all were very polite and I got the impression this was (sadly) common practice nowadays! I usually agree a timescale to go back to them with an update (usually 2 weeks) and I always do go back to them. A couple have ignored this arrangement and called earlier but I then remind them of said agreement and they have been fine. It has also helped that most of them recognise our IP (Melanie Giles) and a comfort to us to know that she is one of the best..! It really does help when you have confidence in your IP. A few have tried us to fill in their income and expenditure forms but I always refer them back to my IP.
Good luck everyone with your IVAs, if you can, keep in contact with your creditors because even the ones in far away places [:)] will eventually stop calling when they realise you are doing your best and you are in very safe hands (hopefully) with your chosen IP.
This site is wonderful - it's firstly where we found the wonderful Melanie and her team and secondly, it's given us the courage to take our financial mess by the short and curlies and do something with it!
Good luck everyone with your IVAs, if you can, keep in contact with your creditors because even the ones in far away places [:)] will eventually stop calling when they realise you are doing your best and you are in very safe hands (hopefully) with your chosen IP.
This site is wonderful - it's firstly where we found the wonderful Melanie and her team and secondly, it's given us the courage to take our financial mess by the short and curlies and do something with it!
