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Posted: Sat Sep 29, 2007 11:07 am
by maxdebt
Minor family disagreement. Our washing machine is 3 years old. We renew the guarantee every year and just received the renewal. £62 paid upfront. That would use most of our contingency money. I say we don't renew, put £20 away a month for 12 months and get a brand new one!! Wife says too risky. If we keep renewing then we will always have an old washing machine!! I seriously begrudge the £62. What do you think?

Posted: Sat Sep 29, 2007 11:14 am
by bagpuss
Mmmm...has it gone wrong before...? is it working ok at the moment..? Can you save the £20 per month...?

If you didnt pay the £62 and it packed up, is there anyone who you could turn to to lend you the money for a new one and pay them the £20 per month...?

I can see both sides...and its hard cos IMO a washing machine is a must.

Posted: Sat Sep 29, 2007 11:20 am
by maxdebt
It's working fine. I posted this thread under 'money saving tips' did not expect it to appear in 'Hot topics' LOL. It's a gamble I suppose. I could ask my mother in law for the money but I would really rather not! It's just that the contingency is supposed to be for the Fridge/Freezer/Oven/Hob/central heating etc. In 6 months it will be £200 and I can breath easier because for sure one of the above will pack in!!

Posted: Sat Sep 29, 2007 11:23 am
by bagpuss
I think i might risk it and save the £62. Do you know any repair men , firends handy with washing machines..that could help out IF it did pack up. x

Posted: Sat Sep 29, 2007 12:01 pm
by Sensible77
I agree. Don't pay the extended warranty & save the £20 a month. If the washing machine did fail in the meantime, you can buy a decent second hand one for about £50 - that's what we did. Peace of mind is nice, but £62 is a lot of money to pay out in one go.

Posted: Sat Sep 29, 2007 12:04 pm
by maxdebt
Ok I shall attempt to persude my beloved tonight [:)]

Posted: Sat Sep 29, 2007 12:05 pm
by jane.l
we used to rent a washing machine for £3 per week, will have to again if ours breaks down!

Posted: Sat Sep 29, 2007 12:07 pm
by maxdebt
You can rent washing machines!!?? Well thats it then we will put the money by if the machine packs in we can rent! Saving.... £62 [:D]

Posted: Sat Sep 29, 2007 12:16 pm
by louiseh
i've had my current washing machine for nearly 9 years, never broken down never paid for any warranties, and it wasn't an expensive one when I bought it. I could have 2 more washing machine with the money I would have paid on warranties. Personally wouldn't bother with warranties, first job I applied for was with an electric retailer, they told me their biggest profits came from warranty sales, put me off parting with my cash for life so I suppose I predujiced.

Bet money (if I had any) that my washing machine will pack up now I've cursed it!

Posted: Sat Sep 29, 2007 12:21 pm
by maxdebt
LOL yes you bet it will. Thanks folks. I am a bit embarrassed talking about a piddly washing machine in hot topics. I am keeping the £62 (pending wife’s agreement once she gets back in tonight from a 13 hour hard graft shift. Think I might leave it till tomorrow!)

Posted: Sat Sep 29, 2007 5:51 pm
by Skippy
I'm with the others - save the money! We have got a warranty on the fridge freezer as it was only £11 for 10 months and it's now covered for 5 years.

We had a warranty on the TV and never again - Mastercare(!) broke it! When Dave tried to claim Currys replaced it with another dodgy one, I complained quite loudly in the shop and the manager threatened to have me arrested! In the end Dave had to pay extra to get a decent TV. It put me off extended warranties for life!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Posted: Sat Sep 29, 2007 5:56 pm
by bagpuss
ahhh max debt...run ya wife a nice bubble bath and get her a bar of Dairy Milk. Bless her, i'd wait till tomorrow too.

It might just be a piddling washing machine and for some its like..just buy another, but for people like us its not that simple is it. you'll be fine xx

Posted: Mon Oct 01, 2007 12:35 pm
by mish1953
Hi - mmy washer is 8 years old, the OR allows no contigency but said if it fails that I will have to rent one.. hmmm ... I wonder if the rental company would let an undischarged bankrupt rent anything ?

Mish

Posted: Mon Oct 01, 2007 12:46 pm
by lily
I didnt know you could rent washing machines. I wouldnt use a cover plan, I went to trading standards when comet left me without the fridge freezer over easter cos they couldnt get the part to fix it. I stood in the shop and they threatend to get the police as I wouldnt leave without a refund, I said fine go ahead my children would be better fed at the police station than on tinned tripe I have no choice but to buy. They gave me a refund.

Just asking bagpuss what does IMO mean? I cant work it out and I keep reading it.



lily

Posted: Mon Oct 01, 2007 1:06 pm
by bagpuss
sorry Lily...it means In My Opinion...or there is IMHO..same but with honest in it.

I use another forum and picked up a few of these along the way...LOL..laugh out loud...ROFL...Roll On Floor Laughing ....HTH....Hope This Helps etc... if it bothers anyone let me know and i'll stop using it cos i know my daughters TEXT talk it bad enough to try and work out. xx.