Posted: Thu Aug 09, 2007 4:57 pm
HI there
Well got an update from the COOP on my bank switching over to a new one and how BR will affect my relationship - basically they referred me to an IP firm and said we cannot discuss it with you - aha! I thought so am going to open my new A&L one which doesn't have an overdraft anyway and hope that they take pity on me and leave it open. Also COOP couldn't answer what would happen to my joint account with my husband - explained I was the only one filing for BR and they couldn't tell me what would happen to the account and if my husband would be allowed to keep it (well his half of it) so not much joy. Also had a chat with my IP today about NR. She stated the following:
"We are still taking cases on where the majority debt is N.R in the hope they will start to succumb to this pressure.
But in the meantime our IP’s will always have to make clients aware of the current statistics involving N.R.
We’re hoping for an update from the board regarding N.R if they’re acceptance improves your case would definitely be considered."
Which I kind of understand but as I said to her its hard for us the debtor (as you go through the whole emotional upheval when you fill out the paperwork, invest time in sending it off) and then its refused anyway. It seems like a waste of everyone's time especially the debtors!
Well got an update from the COOP on my bank switching over to a new one and how BR will affect my relationship - basically they referred me to an IP firm and said we cannot discuss it with you - aha! I thought so am going to open my new A&L one which doesn't have an overdraft anyway and hope that they take pity on me and leave it open. Also COOP couldn't answer what would happen to my joint account with my husband - explained I was the only one filing for BR and they couldn't tell me what would happen to the account and if my husband would be allowed to keep it (well his half of it) so not much joy. Also had a chat with my IP today about NR. She stated the following:
"We are still taking cases on where the majority debt is N.R in the hope they will start to succumb to this pressure.
But in the meantime our IP’s will always have to make clients aware of the current statistics involving N.R.
We’re hoping for an update from the board regarding N.R if they’re acceptance improves your case would definitely be considered."
Which I kind of understand but as I said to her its hard for us the debtor (as you go through the whole emotional upheval when you fill out the paperwork, invest time in sending it off) and then its refused anyway. It seems like a waste of everyone's time especially the debtors!