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If you do a Full and Final IVA how long does your name remain on the register? [?]

Thanks RedDevil

Your name should come off immediately that the supervisor files a certificate of completion

Good morning,

Records of IVAs are kept on a public register. To find out if someone has an IVA, records can be searched by anybody including members of the public either in person, by post or by fax. A copy of the search form can be printed from the website below or you can ask the Insolvency Service to send you a form. Your IVA will remain on the register until it is completed or terminated.

The Individual Insolvency Register
The Insolvency Service
5th Floor, West Wing
45-46 Stephenson Street
Birmingham
B2 4UP
Tel: 0121 698 4000
Fax: 0121 698 4406
www.insolvency.gov.uk

Kind regards,

Julia Simavi

Shortlisted with special commendation for Debt Counsellor of the Year by Credit Today Awards 2007

View my profile:
http://www.supersonicsquirrel.net/julia ... rofile.asp

Visit my website:
http://www.supersonicsquirrel.net

Credit Today Awards 2007 http://www.credittoday.co.uk/awards/winners.htm

Your details will be removed from the register when your IVA completes but your IVA will remain on your credit file for 6 years from the start of the agreement.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Once your Full and Final offer has been accepted and you have received a certificate of completion, your details will then come off the Insolvency register.

However Oliver makes a good point that the IVA will still remain on your credit report for the 6 year period.

Best Regards. IVA Experts

Hi Everyone and thanks for the replies.

RedDevil

This is really unfair. Surely the notice on the credit reference s should be enough. Yes an IVA is not quite as public as bankruptcy but the information can leak out during the agreement. You won't be able to the genie back in the bottle.
It's not just that people know about your indebtedness that's the problem they record your date of birth and last known address.

I don't know why this part of the process. What purpose does it serve? Potential lenders and business investors can get warnings from credit references. The man on the Clapham omnibus has no business knowing about your IVA unless he is your IP.

the thing being is not many people actually know about the insolvency register until they are in this position.
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

I didn't even know the register existed until I found this forum!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Good point from Scaredkez, the insolvency register is virtually unknown to the general public who have not become insolvent. Until I worked in this industry I was also unaware of the registers existence.

Best Regards. IVA Experts