SVR mortgage

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nittykitty

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Post by nittykitty » Tue Jan 10, 2012 4:44 pm
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After 5 years on a fixed rate, I was wondering if anyone else was looking forward to a Standard Variable Rate??! Gonna make a difference of approx £100 per month better off! Saying that it'll end up in the IVA pot......[:)]
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plasticdaft

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Post by plasticdaft » Tue Jan 10, 2012 4:50 pm
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No sign of the rates changing anytime sooner either.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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kev59

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Post by kev59 » Tue Jan 10, 2012 7:04 pm
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Have a year to go before im on svr after being a fixed deal for 4 years. more for the iva pot which has to be good.
IVA now over with and it was worth it.
now starting my life again,
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kallis3

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Post by kallis3 » Tue Jan 10, 2012 7:15 pm
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I've always been on SVR so been happy that it's been low since I've been in the IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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plasticdaft

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Post by plasticdaft » Wed Jan 11, 2012 7:00 am
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I am hoping if the rate stays low to overpay our mortgage a little once we are discharged,still 19 years left on mortgage so it hardly looks like we have paid anything back!!

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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kallis3

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Post by kallis3 » Wed Jan 11, 2012 9:28 pm
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If we hadn't been stupid enough to take out a top up on our mortgage then I'd be finished in less than two years!! As it is, it will be an additional seven years on top of that.

How stupid were we?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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plasticdaft

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Post by plasticdaft » Wed Jan 11, 2012 9:46 pm
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Said it before,we live and learn!!

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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kallis3

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Post by kallis3 » Wed Jan 11, 2012 9:51 pm
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We certainly do!!

Hindsight is a wonderful thing!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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langerbridge

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Post by langerbridge » Thu Jan 19, 2012 9:37 am
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I'm with NRAM - thought I was on SVR and as I was entitled to a discount as loyal customer. Got a response sorry sir your not on SVR no discount which is worth 0.25%. what am I below SVR 0.01% so that's a little crafty I feel!!
I said many months ago no rate increase until late 2012 early 2013 may be even longer.
The road is 72months long starting September 2010.
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