still thinking about options

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kallis3

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Post by kallis3 » Fri Oct 14, 2011 5:39 pm
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If you want pointing in the right direction for the surveys then let me know.

Obviously too late for this year and you don't always qualify for the surveys but they are good if you are prepared to spend time on them and you do sometimes get to try out products as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Shining

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Post by Shining » Fri Oct 14, 2011 6:18 pm
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I find I'm better off in the IVA as I was scrimping and living on next to nothing pre-IVA (about 4 months). Worst feeling ever but now I scout out bargains, joined a local group on FB that sells stuff and just bought a hedge trimmer for a fiver! Very happy with my bargain of this week .x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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kallis3

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Post by kallis3 » Fri Oct 14, 2011 6:22 pm
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Bargain Lesley!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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harrimav

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Post by harrimav » Mon Oct 17, 2011 11:54 am
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thanks, sorting all this week , I have made the decision to go for iut, just hope that I can get accepted, I am sure 5 years will fly past!
harrimav
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Shining

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Post by Shining » Mon Oct 17, 2011 1:58 pm
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You've made that decision so that is one step closer to debt freedom, once the ball is rolling it soon goes by. All the best and remember we're here for support / advice x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Foggy

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Post by Foggy » Mon Oct 17, 2011 5:59 pm
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Go for it, Harrimav. Remember, you are never alone, there is uasually someone around here most times for advice, just a chat or even to moan at, should you feel the need.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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kallis3

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Post by kallis3 » Mon Oct 17, 2011 6:49 pm
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I'm sure you'll be fine harrimav.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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oscar

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Post by oscar » Mon Oct 17, 2011 7:02 pm
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Harrimav we are all here keep posting and letting us know how you are getting on. You are not on your own. Hugs
Oscar
http://rollercoaster.blogs.iva.co.uk/

need to smile today? go on check out my blogs - I'll add to them regularly
Our IVA's over YIPPEE unbelievable!Seems like yesterday it was approved despite everything
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