so low

[Broke of London]

I'm insomniac when stressed (hence the late night posting this week) and almost narcoleptic when depressed.

A duvet day may be just what you need moneyisthedevil. They're cheap too because you can't go anywhere in your pyjamas

[Broke of London]

KM - you aren't missing out on memories! Some of my favourite memories are times spent laughing around the dining table or BBQs in the garden. They don't cost much.

I could tell you a great game for all the family that costs the price of a box of After Eights and is absolutely hilarious. You all sit around with AEs on your forehead and race to see who can wriggle it down to their mouth first without using their hands!

[Struzzo39]

Pyjama days are fab!! Well todays the day for the mot so time will tell. . Had a visit from autoglass yeaterday as the car had a crack in the windscreen also!! So had the excess to pay and dont know whether that affects our premiums or not. I know what you mean KM.I cannot wait till this whole mess has gone away .

[Niobe]

Windscreen repairs/replacement don't affect your premiums at all.

Hope the car gets through the MOT Struzzo.

Know what you mean about feeling low - we have family issues at the moment which is not helping my health at all.

[Shining]

I'm just glad we've all got the forum and can sound off to one another. It helps well it does help me and I've now 1.5 hours to make my decision!

[Niobe]

Not long to go then - let us know what you decide.

[KM1512]

HAd good news today my Mum is taking the family away next week for a week all together she has rented out a house for us all it will be fab! But also feel abit guilty going on holiday when I have so much debt, maybe I am just be silly as I am a worrier and worry about things that may never happen.

[Shining]

You go and you enjoy your break. What a lovely Mum x

[Eliza]

Enjoy your holiday and stop worrying, easier said than done as i'm the same as you worry about something that may never happen, as i'm writing this i think how silly we are lol.

[KM1512]

Thanks everyone and Eliza it is just the type of people we are

[Broke of London]

KM - you have a lovely mummy!!! Let her treat you all and enjoy yourselves. You deserve a holiday as much as anyone debt or no debt.

I don't think certain disgraced bankers feel any such guilt about taking holidays even though their lending practices helped people into debt.

[Struzzo39]

Well if doesn't rain it pours. Now the Hubby's bicycle has packed up. The repairs are going to be between £300 - £400 to repair . It's his transport to and from work which is a 10 mile round trip. So its necessary to fix

[Shining]

That is not good. Do talk to your IP as without transport to earn money then how would you pay the IVA. xx