Thanks for that ... Just wanted an expert eye

W x

p.s this site is fab for restoring your faith in the hope that there is light at the end of a black tunnel ....

Would you be kind enough to have a look at this and see what you think regarding your last post ... I would be really gratefull

LTSB Overdraft 2,000
LTSB Loan 13,300
LTSB Loan 2,013
LTSB Card 5,900
Egg 10,300
Mint 5,900

W x

Also .... LTSB ... Any thoughts ??? Good or Bad

W x

Thanks v much Melanie ... I will not need to include my partner as a creditor though as ( bless him again ) he has said that becuase i contribute to the household bills then the money i pay each month can be included in the IVA and he does not want any extra from me each month .... I think i will ta...

Thanks for the advice ... I too had a feeling that Melanie was suggesting that she would not contact my work ??? I think i should give CCCS a call and ask them if the only reason they were going to make contact with work was because i have a loan with them ? I cant see why they would need to other w...

Hi Melanie amd thank you for your response :-) Work Loan is claimed via DD ... I have since spoken to CCCS and they ahve advised very similar to you ... the only issue is that they ahve said that because an IVA is a legal agreement then they would have to write to my work ??? This means they would f...

Hi I am in talks with CCCS and they have suggested an IVA for debts of £40,000. The problem is that I work for a Financial Services company and one of the loans I hold is with them ?? I have not disclosed this debt to CCCS as I do not want my work to be considered as part of the IVA ( only owe a sma...