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by GHOHEB
Sat Jul 17, 2021 12:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: House sale
Replies: 2
Views: 1850

Yes her IVA has the 12 month extension for excluding the house.

That's good to know about the interest , she is hoping that figure will be around what you've quoted so I'll advise her to contact her IP to start the process
by GHOHEB
Fri Jul 16, 2021 9:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: House sale
Replies: 2
Views: 1850

Hi I have recently separated from my partner who has an IVA I am buying her out of the house we currently own jointly. Looking at the terms of her IVA the house was not included in terms of equity release as I refused to sign the paperwork. I have checked land registry and there is no restriction. S...
by GHOHEB
Sun Jun 20, 2021 8:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equity release clause
Replies: 2
Views: 1968

That's great thank you
by GHOHEB
Sun Jun 20, 2021 7:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equity release clause
Replies: 2
Views: 1968

Hi getting a little confused. Myself and my partner have a joint mortgage. She has a IVA I do not. House value £150,000 Outstanding mortgage £90000 My partner's original debt was for approx £12000 and is paying £152 a month She will easily have over 85% LTV on her share? Would I be right in thinking...
by GHOHEB
Fri Jun 18, 2021 7:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Separating
Replies: 3
Views: 2563

Thanks, I guess what I'm hoping is because there does not appear to be a restriction on land registry I could buy her out under there noses and agree to gift her the amount to clear her IVA for the trouble
by GHOHEB
Fri Jun 18, 2021 5:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: Separating
Replies: 3
Views: 2563

Hi I am in the process of separating from my partner who is 18 months into an IVA We have a joint mortgage which I'm looking to take on myself. I have checked land registry and there does not appear to be any restriction placed on by the creditor. Possibly a error on the creditors part? So my questi...
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