Thanks for the advice, my partner has given me her cards and currently wants to surrender her bank account so I can manage her money through mine. She has managed to transfer her new debt to her bank only but i believe they have misadvised her by letting her build up £2000 overdrafts and then offer ...

My partner has run up a large debt without me knowing and requires help to pay it back.
can she voluntary freeze her credit or blacklist herself to stop her gaining credit without going bankrupt or IVA?