A big thank you to everyone! and it is great to finally be able to off load to others who understand the situation

Cheers
Cadman

Thank you Michael, I may well be in touch as I like your confidence and I want to be confident all the way through this . I am at fault for the borrowing but do feel that each of my creditors have not done anything to assist me over the past 3 years except for raise all of my interest rates to 30% p...

Michael, thank you for responding. The lump sum in question is from a PPP with First Plus and it will be paid to me by cheque June next year. To date I have not missed any payments or made any claims. If my IVA is approved, would I make payments upto the point of the lump sum or would I continue to ...

Hi, I am a new member and I have got a interview booked in for tomorrow morning to go through the IVA process for the first time. I have spoken to CCCS who have said I may be able to get a lump sum IVA and still do not understand exactly what that means? My disposable income is not very much in comp...