They never speak to me either. I have had quite a few recently, they must be on a last ditch surge before someone pulls the plug on them.

Well done for taking those brave steps, I really hope the IVA does what it was made to do.

Good Luck!

As with all IVAs, the IP or the IP firm should send you a letter of engagement or terms of business stating what fees would be involved in respect of the work carried out by the Nominee. So prior to your proposal being prepared you should have an awareness of this fee. Now if you are a consumer (i.e...