Payday loans

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kazzafunk

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Post by kazzafunk » Thu Sep 01, 2011 12:19 pm
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Oh good grief! A few months ago I was bombarded with emails asking me if I wanted to buy cheap viagra! This week I am getting 5 a day asking me if I want a payday loan!
It does annoy me as I am sure it is very tempting for people who are really struggling and it's a slippery slope.
I spend most of my time deleting emails at present!!
Kazza

Please visit my blog:
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IVA completed 21/03/2012
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kallis3

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Post by kallis3 » Thu Sep 01, 2011 12:37 pm
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I get them as well although they do drop into my spam inbox. I just delete anything in there.

I know how people are tempted - my daughter has been one of them but I think she is sorted now!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Shining

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Post by Shining » Thu Sep 01, 2011 8:54 pm
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Glad your daughter is sorted Jan, again sometimes people take these emails as a way out of problems etc.,
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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flumpy dog

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Post by flumpy dog » Fri Sep 02, 2011 12:30 pm
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hi kaz yeah i get all that rubbish aswell but i divert them all to spam box now hope youre well xxxxx
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kallis3

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Post by kallis3 » Fri Sep 02, 2011 12:40 pm
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I never get them thankfully. I wouldn't even send them to spam - just hit the delete button.

Lesley, her fiance has sorted her out. I hope she has learned her lesson.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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andrea1968

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Post by andrea1968 » Fri Sep 02, 2011 7:38 pm
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every other advert on tv seems to be about payday loans - must be extremely tempting for some and most likely would lead to future financial difficulties.
full and final accepted January 2015

iva agreed; August 2010
iva would have completed; August 2017
extra year thank's to NRAM
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kallis3

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Post by kallis3 » Sat Sep 03, 2011 7:42 am
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It certainly will - I'm fed up of seeing them! I particularly dislike the one for Wonga - those old lady puppets!! There is something not nice about them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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nepensioner

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Post by nepensioner » Sat Sep 03, 2011 5:04 pm
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Is that old ladies or puppets Jan???
F & F Accepted 19th Oct 2010
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ginger3232

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Post by ginger3232 » Sat Sep 03, 2011 5:22 pm
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All there are Trying to do - it make their company seems like an upmarket Loan company,and payday lending a socially acceptable activity, when it all they are is a "Payday Loan company" with an APR of 4214%
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kallis3

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Post by kallis3 » Sat Sep 03, 2011 5:33 pm
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It's the puppets - there's something not nice about them at all! Nothing agains the senior generation - not far off being one of them myself!!

These companies are all the same - prey on the vulnerable and then start loading the interest on when you can't pay.

Let's face it, you have to be desperate to go there in the first place and they know that.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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nepensioner

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Post by nepensioner » Sat Sep 03, 2011 5:36 pm
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Have to be honest and say I cringe when I see the APR. Just seen a new ad today which is much cheaper with a 69% APR!!!
F & F Accepted 19th Oct 2010
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kallis3

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Post by kallis3 » Sat Sep 03, 2011 5:49 pm
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Positively cheap!!!!!!!!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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plasticdaft

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Post by plasticdaft » Sat Sep 03, 2011 6:00 pm
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Provident have stopped sending me any mail now,must be something to do with the last prepaid envelope I returned to them,containing,well lets just say I wouldnt have wanted to open it!!!!

Dont try that at home children!! No seriously,I did it but wouldnt recommend it as it probably is criminal!!!

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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flumpy dog

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Post by flumpy dog » Sat Sep 03, 2011 11:43 pm
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lol @ plastic [:D][:D]
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