OR informing Landlord

[chris.g]

My landlord has told me that the OR had wrote to him to tell him we were br. Is this common practice? It doesn't matter as our landlord knew before he let to us about our br and he is fine about it.
It may be a warning to others though who might think that they can keep it from their landlord.

[Soulgrowth]

How nice that you have such an understanding landlord chris ... always good to hear a good news story.

Debbie

[chris.g]

Yes I know Debbie, I think it helps that he is an ex-bankrupt so has inside knowledge as to say.....

[MelanieGiles]

The OR has a duty to write to all contingent creditors and this would include your landlord.

[Soulgrowth]

The more there are of us around ... the more understanding we will be of one another!
[:)]
Debbie

[chris.g]

yes I agree Debbie. I have said before that we were very lucky to get this house, I did ask my mam for help, she passed away 3 yrs ago and everything just went into overdrive. I got the local paper which I VERY rarely do, spotted the advert,2 lines very brief and small, and rang. He wasn't viewing until the next day but was booked solid so arranged a viewing that night. He didn't mind the br, the kids or the pets. The rent and bond was fine, we had that from the sale of our car, and he decided to let to us before he had the other viewings, all sorted within 24hrs!!!
Oh, and by the way, it's not far from the cemetary that she is buried in.....makes me think that she did help me out and made sure I was close enough for her to keep and eye on me....

[Soulgrowth]

Brilliant story Chris ... when my mum passed away 7 years ago I remember sitting in the congregation and looking at the Minister taking the service for her and this thought physically went across my mind "I have something to offer in doing this" ... I can only decsribe the physical thought being like one of those banners that tails behind a plane.

I of course dismissed the thought immediately as I no intention of going into the Church Ministry ... and then about a year after mum died, in our local newspaper there was the tiniest of articles adverstising training courses for Funeral Officiants which I could so easily have overlooked ... and the rest is history. I am 100% convinced that my mum put that piece in the the paper ... and made me see it [:)]

Debbie

[NotSoBrightSpark]

I think this is good evidence that it is best to be upfront with possible landlords from the offset.

I'm pleased things are working out for you Chris.You deserve it.

[wen]

The OR has a duty to write to all contingent creditors and this would include your landlord.

I thought it was optional of the OR to do this, rather than a definate requirement? wen has been BR before, and her previous landlord said he had nothing from the OR last time.

[jane.l]

Our OR said he would not inform our landlord and nothing has ever been said to us so I presume he kept his word[:D]

[MelanieGiles]

If the OR decides not to comply with their statutory obligations then that is a matter for them - but of course it is immensly helpful for any tenant if the landlord is not informed.

[buttercup]

Does the Or also inform your mortgage company even if it is a joint one & only one of you is bankrupt?

[MelanieGiles]

Yes they do Buttercup.