Just to say Hello and Thanks again

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warrenv

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Post by warrenv » Mon Dec 12, 2011 7:39 pm
Hi to all who helped me last month, I have had a great response from DFD, (something that has never happened in the past) Declan has been great in getting things moving, and I am waiting to hear the results of a review on my IVA. I have requested that my creditors accept my payments to date (plus some cash being offered by my family) as Full and Final settlement. Without all your VERY helpful advice, I would never have thought to do this, Thank You. Take Care and have a GREAT Christmas Each and Every one of You Very Special People.
Best Regards
Warrenj
ps
will keep you informed of any outcome, you never know, I might be back for your help once again !!!
 
 

warrenv

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Post by warrenv » Mon Dec 12, 2011 7:42 pm
Sorry I forgot to mention that they are looking at PPI that I have paid on my bank loans and credit cards, this may be helpful to someone trying to reduce their debt.
 
 

kazzafunk

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Post by kazzafunk » Mon Dec 12, 2011 7:46 pm
Glad things are moving for you warren. Hope you have a great christmas too.

Good point about PPI possibly helping in the funding of a F&F.
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
 
 

plasticdaft

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Post by plasticdaft » Mon Dec 12, 2011 7:46 pm
as a recent Declan basher,can I just say well done Declan.

As a side note will IP's setting up IVA's reclaim ppi before the iva starts to reduce the level of debt? If the ppi thing is at some point going to end,then would it be prudent to start the ball rolling when someone phone sup saying I am in debt and need help?

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

plasticdaft

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Post by plasticdaft » Mon Dec 12, 2011 7:52 pm
I dont know if ppi cold be used as a full and final as its likely to be captured by an IVA anyway?

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

warrenv

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Post by warrenv » Mon Dec 12, 2011 7:53 pm
Well said Paul
That would seem to be the Correct way of doing things.
Warren
 
 

kazzafunk

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Post by kazzafunk » Mon Dec 12, 2011 8:05 pm
Yeah understand that Paul but I would think if you were putting up money for a F&F then having a PPI as well would up the dividend and may help the final decision!
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
 
 

Tina Shortland

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Post by Tina Shortland » Mon Dec 12, 2011 8:17 pm
Glad to read things are moving positively for you Warren :-)
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
 
 

MrsKnight

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Post by MrsKnight » Mon Dec 12, 2011 11:31 pm
Good luck from me Warren too & hope you have a lovely Christmas too.

Let us know how you get on x
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
 
 

kallis3

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Post by kallis3 » Tue Dec 13, 2011 6:36 am
Good luck from me as well Warren.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

lem

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Post by lem » Tue Dec 13, 2011 8:35 am
good luck from me too x
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