Just to give hope to those in IVA's !

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luluj

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Post by luluj » Tue Apr 17, 2012 7:27 pm
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We made our last payment to our IVA in November 2010. Our certificate was received in March 2011.
We moved into our own home in April 2011.
We have saved 75% of what was our IVA payment each month since then...... for the first time since our last payment in November 2010 today I have been a little frivalous !

I have booked a 2 night stay in a very nice hotel in Cheltenham for hubby and I in May - we have the Double Delux room with breakfast and evening meal included......all for £300......

I have longed for this day to come when I was able to pick up the phone and make a booking.....I am so chuffed !

So for those of you hitting a wall, or feeling there is no end in sight ....there is, stay focused on your I&E budget and you too can make your dreams come true !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Shining

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Post by Shining » Tue Apr 17, 2012 7:43 pm
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Hope you enjoy your time away Luluj, enjoy the luxury of the hotel.

There is life after an IVA which is always good to read.

I've just had two nights in a Premier Inn (posh for me) £58.00 x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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luluj

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Post by luluj » Tue Apr 17, 2012 8:13 pm
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I am so glad you had a fab time away lesley - your pics on fb look great !

I think Mr J is getting a bit worried as he has just seen the dress code in the bistro we're eating in !!

Weird though - cos I'm scared to tell my mum - in case she thinks it's too rash and has a go ! God I'm 40 yrs old (nearly) and scared of my mum's reaction !!!

Can't come quick enough !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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pennieless

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Post by pennieless » Tue Apr 17, 2012 8:42 pm
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Enjoy your 2 nights away youve deserved it. Im only early into my iva but im chuffed just using money that we have instead of using credit.
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kallis3

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Post by kallis3 » Tue Apr 17, 2012 8:46 pm
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Pennieless - hope you are ok today?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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footiemad

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Post by footiemad » Wed Apr 18, 2012 6:52 am
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Wow Lulu - good for you and have a great time x x
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Shining

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Post by Shining » Wed Apr 18, 2012 7:22 am
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It's your money and you can spend as you wish, I understand your Mum's concerns as a parent but I'm sure you've learnt a lesson and won't be returning to debt. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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