Don't Google "Car Lease" look for long car rentals

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devon thomas

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Post by devon thomas » Mon Oct 06, 2008 5:16 pm


Hi all,

I'm new to this forum, couple of years into my IVA, actually, no, I'm exactly half way through this month, hurrah ...

Just moved from self employment in to secure employment and offered a car allowance as part of the offer, more hurrah ...

Contacted my IVA peeps, (Langley London)and asked for permission to get a car, they agreed, as the role will enable me to keep regular payments and maintain my IVA, which they granted, hurrah ..

Contacted all of the companies listed on this site to try and get a car, but because of my history, self employed and IVA, they ALL said no to a private lease, boo ...

Changed tact, and googled "long term car rentals" and found lots of companies that will rent you a car for up to 12 months without credit searching, hurrah ...

I was honest with them all, and they all agreed to let me have a car, without the usual 3 month deposit that leasing entails.

I have today secured a New Nissan Note 1.4, and it's costing me £280 per month, keeping it for 6 months, then I'll get something else.

Not sure if I can tell you who, depends on site rules, but I'll happily share the details with anybody that asks.

Hope that helps somebody.

DT
Keep smiling, you're alive, beats the alternative.
There is more to life than money and material things .... good job too !
 
 

MelanieGiles

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Post by MelanieGiles » Mon Oct 06, 2008 5:17 pm
That's great news - and I cannot see any problem in sharing that information with the other forum posters. I for one would be very pleased to know which company were able to help you.
Regards, Melanie Giles, Insolvency Practitioner
 
 

devon thomas

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Post by devon thomas » Mon Oct 06, 2008 5:25 pm
Thanks Melanie, didn't want to break any rules, especially in my very first post!

Have a look at

http://www.bellhire.com/aboutus.php

They are part of a group of companies, all specialising in cars in some manner.

Im assured that by renting for a 6 month period, I'm showing them that I can keep up regaular payments, so, if I choose to later I should be able to switch to a lease arrangement, meaning a slightly better car, for a lot less money!
All arranged in under two days, and one of the biggest factors was not having to raise the 3 month deposit everybody else insisted on.

I mean, how can you raise a grand when you're in an IVA?

Hope this helps somebody, see you all in the forum soon,

DT
There is more to life than money and material things .... good job too !
 
 

kallis3

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Post by kallis3 » Mon Oct 06, 2008 5:29 pm
Hi Devon and welcome to the forum.

Glad you have managed to sort yourself a car out. Hopefully that information will be useful to a lot of posters.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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devon thomas

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Post by devon thomas » Mon Oct 06, 2008 5:33 pm
When do I stop being a "new member" ... is there some dodgy initiation cerenomey involving juggling cerdit cards and beating a loan shark?
There is more to life than money and material things .... good job too !
 
 

kallis3

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Post by kallis3 » Mon Oct 06, 2008 5:38 pm
Now there's a thought!!!!!!![:D][:D]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Julie

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Post by Julie » Mon Oct 06, 2008 6:01 pm
Thanks for the info DT, with all the problems with cars on here lately, we may all be googling that site [:)]

Do you think "beating a loan shark" could become an Olympic sport [:D]
 
 

MelanieGiles

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Post by MelanieGiles » Mon Oct 06, 2008 6:13 pm
That seems excellent - and not having to pay three months in advance is a real bonus. Thank you for sharing that with us.
Regards, Melanie Giles, Insolvency Practitioner
 
 

jack007

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Post by jack007 » Mon Mar 30, 2009 10:36 am
img]Image
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Last edited by jack007 on Mon Mar 30, 2009 10:49 am, edited 1 time in total.
 
 

MattS

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Post by MattS » Fri Apr 10, 2009 12:10 am
Is this focused on the London area?

I looked but couldn't find anything near the Midlands.
 
 

David Mond

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Post by David Mond » Fri Apr 10, 2009 3:15 am
Not sure what you are talking about Matts [?]

Also noted on this thread a post from devon thomas - how come no more posts devon [?]
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
 
 

Julie

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Post by Julie » Fri Apr 10, 2009 8:25 am
Matt - it shuldn't matter where you're based. You view the car online and can either go collect yourself or pay for delivery.

Paperwork can be emailed or posted etc.

Thats how it worked for us - we used a company in Sussex and live in Wales.
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