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MelanieGiles

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Post by MelanieGiles » Fri Jun 17, 2011 10:22 pm
But you will not get a remortgage - neither on LTV, affordability or (hope I don't offend) age. So really nothing to worry about and therefore no need to have included it in the first place.
Regards, Melanie Giles, Insolvency Practitioner
 
 

olympic_torch

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Post by olympic_torch » Fri Jun 17, 2011 11:00 pm
Maybe there is an up-side to being saga eligible?
Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.
 
 

luluj

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Post by luluj » Sat Jun 18, 2011 7:23 am
Keep going OT - am sure it will all work out for you !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

olympic_torch

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Post by olympic_torch » Sat Jun 18, 2011 9:58 am
Thanks for the support.
Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.
 
 

Sensible77

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Post by Sensible77 » Sat Jun 18, 2011 12:05 pm
This is a strange clause that expects you to attempt to remortgage again, even if, as Melanie says, there will still be no chance of getting one. I’ve had a 12 month extension in lieu of equity release due to not be able to remortgage. The Chairman’s Report for the variation meeting says that all my creditors agreed to not enforce the modification requiring equity release and that they accept an additional12 months contributions in lieu of it.
I feel for OT as it is the uncertainty that it unsettling – I hope the meeting disregards the Supervisor’s comment, (I don’t know if they can), and that you will then have a clear goal and finishing line. Good luck for 13 July – I hope you’re not superstitious. My IVA was agreed on 13 June 2007 so it didn’t do me any harm!
 
 

olympic_torch

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Post by olympic_torch » Sat Jun 18, 2011 1:36 pm
Thanks for that, it is very unsettling. Lets hope common sense prevails.
Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.
 
 

kallis3

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Post by kallis3 » Sat Jun 18, 2011 2:34 pm
Everything crossed OT!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

olympic_torch

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Post by olympic_torch » Sat Jun 18, 2011 6:38 pm
Thanks Jan.
Could do without this at the moment.
Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.
 
 

kallis3

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Post by kallis3 » Sat Jun 18, 2011 6:57 pm
I know you could, and I really feel for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

olympic_torch

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Post by olympic_torch » Tue Jul 12, 2011 1:02 pm
Well, this time tomorrow we should know our fate hopefully.
2013 here we come!
Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.
 
 

kallis3

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Post by kallis3 » Tue Jul 12, 2011 1:18 pm
OT - everything crossed for you!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

olympic_torch

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Post by olympic_torch » Tue Jul 12, 2011 1:41 pm
Thanks Jan, not going to take a days holiday this time either, waste of a day last time.
Mrs Torch is at home if they need anything.
Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.
 
 

kazzafunk

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Post by kazzafunk » Tue Jul 12, 2011 5:14 pm
Good luck!!![:)]
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
 
 

olympic_torch

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Post by olympic_torch » Tue Jul 12, 2011 5:25 pm
Thanks kazza
Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.
 
 

nepensioner

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Post by nepensioner » Tue Jul 12, 2011 6:08 pm
Will be watching for your post OT....
F & F Accepted 19th Oct 2010
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