| Creditor |
Debt Written Off |
How Voted |
| NORTHERN ROCK PERSONAL LOANS |
8,190.00 |
yes |
| Barclays |
1,953.00 |
yes |
| MORGAN STANLEY DEAN WITTER |
2,961.00 |
no |
| MBNA EUROPE BANK LTD (Visa Card) |
4,221.00 |
yes |
| CAPITAL ONE VISA |
2,646.00 |
yes |
| Black Horse Finance Personal Loan |
683.55 |
yes |
| NATIONWIDE TRUST LTD (Personal Loans) |
1,890.00 |
yes |
| HALIFAX OVERDRAFT |
2,016.00 |
yes |
| Barclaycard (Max Recovery) |
2,079.00 |
yes |
| Total |
26,639.55 |
|
6 year term.
Remortgage in 4th year if possible.
Date Of Creditor Meeting: 07-Aug-2008
|
| Creditor |
Debt Written Off |
How Voted |
| BARCLAYCARD |
3,835.20 |
did not |
| Evans Store Card |
1,336.20 |
did not |
| BHS |
1,074.00 |
did not |
| HALIFAX LOAN AGREEMENT |
12,512.40 |
yes |
| HSBC Gold Card |
5,089.20 |
did not |
| LLOYDS TSB CREDIT CARD |
1,599.60 |
no |
| LONDON SCOTTISH FINANCE LTD |
9,174.00 |
did not |
| Lombard Direct Credit Card |
6,468.00 |
yes |
| DIRECT LINE FINANCIAL SERVICES |
10,079.40 |
yes |
| Total |
51,168.00 |
|
Equity release in Year 4. If unable to remortage, IVA to be extended by 12 months
3 months only in arrears only.
Yearly revue.
Overtime - if more than 10% of take home pay, 50% of the surplus
Date Of Creditor Meeting: 21-Apr-2008
|
| Creditor |
Debt Written Off |
How Voted |
| NORTHERN ROCK PERSONAL LOANS |
21,600.00 |
yes |
| Egg Loans & cards (Prudential Banking Plc) |
13,600.00 |
yes |
| HSBC BANK PLC |
1,600.00 |
no |
| Virgin Card |
480.00 |
did not |
| NORTHERN ROCK VISA (Co Op Bank) |
4,000.00 |
yes |
| Total |
41,280.00 |
|
Both NR and Egg wanted my supervisor to reduce their fees
Date Of Creditor Meeting: 21-Apr-2008
|
| Creditor |
Debt Written Off |
How Voted |
| HSBC BANK PLC |
3,905.00 |
yes |
| FIRST DIRECT |
275.00 |
yes |
| Egg Loans & cards (Prudential Banking Plc) |
2,750.00 |
yes |
| HALIFAX CREDIT CARD |
3,685.00 |
yes |
| CAPITAL ONE VISA |
880.00 |
no |
| Littlewoods |
935.00 |
yes |
| MBNA EUROPE BANK LTD (Visa Card) |
1,870.00 |
did not |
| Total |
14,300.00 |
|
Date Of Creditor Meeting: 27-Mar-2008
|
| Creditor |
Debt Written Off |
How Voted |
| Halifax Visa |
0.33 |
did not |
| Total |
0.33 |
|
Date Of Creditor Meeting: 20-Mar-2008
|
| Creditor |
Debt Written Off |
How Voted |
| HALIFAX LOAN AGREEMENT |
804,000.00 |
yes |
| Total |
804,000.00 |
|
Date Of Creditor Meeting: 20-Mar-2008
|
| Creditor |
Debt Written Off |
How Voted |
| BARCLAYCARD |
402,000.00 |
did not |
| Total |
402,000.00 |
|
Date Of Creditor Meeting: 20-Mar-2008
|
| Creditor |
Debt Written Off |
How Voted |
| Barclays |
600.00 |
yes |
| Citi |
550.00 |
no |
| house of fraser |
250.00 |
did not |
| Barclays |
22.70 |
yes |
| Total |
1,422.70 |
|
had to agree to house remortgage in year 4
Date Of Creditor Meeting:
|
|
Need a prepaid card?
Budgeting at christmas 
