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Ave write off 45%
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IVA HOT TOPICS
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Top 250 Debt Questions from the IVA Forum:
Active Topics on IVA Forum | IVA.co.uk
Title Posts Views
Sorry its another full and final question! (by: liamjames) 4 47
IVA Proposal (by: liamjames) 2 20
Paying a non returnable bond ? (by: animaleyes76) 3 34
Updating credit file with incorrect information? (by: simon1973) 5 57
Likelihood of F&F being agreed (by: bl00dytypical) 26 827
Why after all this time? (by: flow13) 3 36
can you sell a car when you are in an iva (by: flow13) 6 85
FF (by: MelanieGiles) 7 130
Accounts showing as defaulted (by: MelanieGiles) 4 48
Debt incurred after entering IVA (by: MelanieGiles) 3 55
Im desperately looking for some advice on my IVA. (by: MelanieGiles) 3 86
Can you help with loans secured against property (by: MelanieGiles) 3 44
When does 4th year start? (by: MelanieGiles) 10 271
University support for my daughter (by: MelanieGiles) 3 53
What happens (by: liverpig) 7 117
IVA approved.........yay (by: flow13) 16 387
40 million pounds written off each day (by: kallis3) 13 300
IVA in Scotland (by: MelanieGiles) 4 79
Variations Interview.. Any suggestions? (by: MelanieGiles) 5 294
tax rebate (by: MelanieGiles) 9 172
Pension (by: MelanieGiles) 24 257
Cleared my IVA 2 Years ago (by: MelanieGiles) 6 217
What happens when you go into an IVA? (by: MelanieGiles) 14 332
Mortgage Contribution Savings (by: MelanieGiles) 5 175
How can I kind out about a company which has approached me? (by: Leese) 7 170
Tomlin order (by: MelanieGiles) 7 201
instant step account (by: kallis3) 19 1055
Sister in laws wedding just started iva (by: kallis3) 20 325
Bad Attitude to debt (by: kallis3) 23 587
Think Banking account? (by: kallis3) 18 453
Mortgage based on credit report (by: djp) 6 257
NationWide (by: Skippy) 12 578
new mortgage deal (by: lesley_) 2 89
advice needed (by: kallis3) 6 132
where can we get a basic bank account? (by: dw1983) 9 133
Basic Bank Account Not on the Electoral Roll (by: kallis3) 9 120
Pension question (by: Pandy) 8 125
PAYDAY LOANS (by: kallis3) 26 381
bank account (by: danieln) 5 90
Frustration post IVA!! (by: danieln) 12 417
IVA ACCEPTED (by: Trappers) 23 494
does a pension amount have to be declared (by: kallis3) 11 381
my daughter has had a dro accepted and currently h (by: MelanieGiles) 4 119
Contigency Savings (by: MelanieGiles) 7 181
Some years are 13 months, but IVA is for 12 months (by: MelanieGiles) 7 166
living with my shame and stupidity (by: MelanieGiles) 115 6088
Pay day loans will match my monthly wages (by: MelanieGiles) 7 227
CCCS Guidelines & allowances (by: MelanieGiles) 8 160
IVA First Payments (by: MelanieGiles) 7 129
Can I ask to be made bankrupt? (by: MelanieGiles) 3 153
Is it worth opening a new account ? (by: MelanieGiles) 3 105
Hi, Hope you are well. We are just over a year i (by: MelanieGiles) 3 117
Advice needed re. mortgage endowment shortfall (by: MelanieGiles) 4 132
Contingency, food and household outgoings (by: MelanieGiles) 10 366
If I entered into an IVA, can I keep my current ac (by: lesley_) 3 67
HMRC (by: thefsg) 12 363
My son has run up debts for a gym membership (by: Skippy) 20 306
Help Needed emptying old bank account (by: kallis3) 26 570
Mortgages After IVA (by: Tina S) 11 251
Here goes... Debt Advice needed (by: kallis3) 14 393
Hi, I am new to this forum and have a question (by: Hammie1) 19 599
Full and final help please! (by: Tina S) 22 597
Having To Move Home How Will My IVA Affect It (by: Michael Peoples) 7 328
Can one pay off an IVA before 5 years? (by: Michael Peoples) 2 136
nearly at starting point of iva (by: Tina S) 5 149
Little Advce Please (by: Michael Peoples) 2 86
Very Old CCJ what happens if IVA arranged? (by: lesley_) 12 265
Blog of the week winner (by: Helen) 131 2470
Please help as we do not know that much about br (by: MelanieGiles) 7 206
Pay decrease (by: Gettingthere) 5 165
Is it possible to pay off my sons IVA? (by: MelanieGiles) 4 189
pay rise, but cost of living has gone up (by: MelanieGiles) 10 201
Can you cancel an IVA ? (by: MelanieGiles) 8 224
Is the IVA technically insolvent ? (by: MelanieGiles) 4 230
Work pensions (by: MelanieGiles) 5 157
Can I go bankrupt ? (by: MelanieGiles) 4 89
Hi, I have been in IVA for 3 years (by: MelanieGiles) 4 101
my iva is due to end this month after 5 years (by: kallis3) 2 96
Winter Fuel Payment (by: kallis3) 14 152
Do I have to give 6 months bank statements ? (by: kallis3) 9 250
day out (by: Julie) 10 221
I have bought a car for my husband who has left me (by: MP1965) 3 131
personal injury compensation (by: plasticdaft) 9 169
LIFE AND A NEW START (by: plasticdaft) 4 223
If you cannot get a remortgage ? (by: plasticdaft) 3 112
Would I be eligible for an IVA ? (by: kallis3) 3 97
4th year equity release (by: kallis3) 7 176
my iva has just been accepted (by: Julie) 4 145
IVA without going through a debt management co (by: lesley_) 3 142
Token Payment confusion. (by: lesley_) 20 486
Hi Im new :) (by: kallis3) 12 252
Paypal Pre Paid Card Update (by: Skippy) 11 188
How do IVAs work with car finance ? We have two (by: lesley_) 9 220
Repaid loan premiums (by: lesley_) 3 90
IVA Road Day 1 (by: lukeofyorkshire) 16 380
i live alone, but will marry in 8 weeks to a thai (by: kallis3) 2 99
uplift query (by: plasticdaft) 8 208
over time, do i have to pay more more money? (by: kallis3) 3 157
Child support (by: Skippy) 3 115
Once a month amount has been set by the creditor (by: kallis3) 2 125
At wits end! (by: kallis3) 33 1073
FIRST AR (by: plasticdaft) 3 151
Settlement offer (by: steve.sh) 10 474
Can I get my money back? (by: kallis3) 14 347
my IVA will probably now fail (by: kallis3) 5 224
Is an IVA in a sole name or joint? (by: lesley_) 4 149
can i apply for IVA if i am a council house tenent (by: lesley_) 7 165
is this right? (by: lesley_) 17 286
i am 20k plus in debt and my hubby is unaware (by: lesley_) 5 187
Our IVA finished today!!!!! (by: lesley_) 5 149
Hi guys first time poster so take it easy on me! (by: luluj) 5 205
Token Payments whilst IVA being organised (by: Gettingthere) 8 173
Is 2400 PCM totally unacceptable rent? (by: plasticdaft) 4 196
What is considered to be a fair F & F offer? (by: Pandy) 71 2793
Im almost 3 years out . . . . . . (by: plasticdaft) 2 169
British Gas (by: liverpig) 19 479
How long does an IVA take (by: Michael Peoples) 3 155
student loan breaching IVA agreement ? (by: Michael Peoples) 4 176
2nd Annual review. (by: Michael Peoples) 12 233
Hi, this is my first post on here. (by: newbie1) 9 211
pulling my hair out (by: phil732) 20 652
will I be able to keep my horse? (by: MrsKnight) 14 323
Full and final creditors meeting voting results (by: Andy Davie) 5 186
25p in the pound, what does this mean? (by: Andrew Graveson) 3 138
should I switch to IVA?? (by: Andrew Graveson) 11 189
I wish to discharge my outstanding debt early (by: Michael Peoples) 5 176
Anyone done this? (by: danieln) 15 371
Only Just Arranged IVA (by: Michael Peoples) 7 148
Help! (by: Andy Davie) 7 167
Paypal Top Up Card (by: nomoredosh) 30 797
usual to do a review at the end of the 5th year? (by: inaiva) 4 170
Do you included Mortgage in debts? (by: size5) 4 112
charging order explained please?? (by: size5) 3 119
Hi everyone (by: lesley_) 4 93
Halfway Point (by: lesley_) 6 135
Renting a room from a friend (by: lesley_) 2 85
how to build your credit rating back up. (by: lesley_) 6 147
IVA Accepted (by: lesley_) 18 231
how will and IVA affect car finance payments? (by: lesley_) 2 79
would IVA mean that my son has to leave his school (by: Tina S) 2 130
I am considering IVA. I have mortgage + 2nd mortga (by: Michael Peoples) 3 84
offered conflicting advice by Pay Plan case workers (by: back on track) 25 591
How long until you hear (by: plasticdaft) 11 177
Public liability insurance (by: PoorbutHappy) 32 692
Full & Final to Blair Endersby HELP PLEASE! (by: redfox) 10 273
What is it with these PPI claims (by: kallis3) 4 126
im so nervous (by: GettingHelp) 7 144
how much should i offer to close the iva ? (by: plasticdaft) 3 150
My father died recently and I may come into some money (by: Tina S) 4 191
should I just see out the last year and be patient? (by: lesley_) 5 198
Creditors Meeting Tomorrow (by: lesley_) 14 232
What Can I Do? (by: size5) 6 268
Money from windfall (by: size5) 4 242
Please can you helpadvise (by: size5) 2 131
When will i notice an improvement in credit score? (by: plasticdaft) 6 220
Hi im a newbie (by: kallis3) 20 346
Any input much appreciated (by: Julie) 12 365
considering iva how are bank accounts affected (by: kallis3) 8 144
will the mortgage provider learn of my IVA details? (by: kallis3) 4 151
is it possible to change IPs ? (by: kallis3) 2 92
Unsolicited text messages (by: kallis3) 6 475
IVA a good idea? (by: carole2662) 6 234
Any benefit from paying IVA off early? (by: Andy Davie) 2 138
Hi all heres some figures for you to look at. (by: voyger02) 11 676
Can they take my house (by: Andy Davie) 3 177
Full and Final Offer (by: Andy Davie) 5 168
IVA Approved :) (by: Goosed) 13 205
Pay rise and fall (by: superstupid) 4 143
IVA Failed, now want to offer a FAF maybe? (by: engsnayl) 3 260
Creditors meeting was 11.30, when will i know? (by: danny4) 17 260
can i terminate an IVa n go into bankrupcy? (by: horse1570) 3 144
4th year capital release (by: kallis3) 7 242
Car finance post IVA (by: simon1973) 6 257
General Things! (by: kallis3) 12 193
Woo Hoo (by: MRBLUESKY) 9 207
hoping to finance a car once IVA is ended (by: Andy Davie) 2 111
Im in the last year of my IVA with 9 months to go (by: kallis3) 23 705
drop in wage (by: Struzzo39) 5 143
Need advice..... (by: kallis3) 14 283
Car Insurance has rocketed (by: kallis3) 31 500
will IVA stop further action from the bailiffs? (by: kallis3) 5 186
Hi,Im thinking of going BR in a month or so (by: kallis3) 8 217
Paying IVA early (by: kallis3) 3 102
2 years post IVA do I still need to mention it? (by: kallis3) 4 134
help please (by: kallis3) 4 73
Annual Review OvertimeBonusCommission (by: robbiex) 12 1320
Christmas FF (by: orange) 69 1096
I was in an IVA agreement for nearly 3 years (by: kallis3) 17 235
im a student with 9,000 debt (by: kallis3) 2 88
i am in a iva but i need to get a car for work (by: kallis3) 2 85
will shortfall be included in bankruptcy? (by: Andy Davie) 2 67
if you have never updated your details (by: Andy Davie) 2 97
mis sold ppi (by: kallis3) 7 183
business account (by: Mattybaldy) 5 120
Update (by: Tina S) 2 99
dispute (by: louisproud) 4 208
Cleardebt proposal, worried about court action by First Direct (by: St75) 4 240
Hello, I have just made my final payment (by: St75) 14 392
Should I receive a Certificate of Completion? (by: St75) 5 126
full and final offer ? (by: St75) 2 118
Creditors meeting tomorrow (by: St75) 15 202
Can you apply for an IVA if you do not own a home? (by: Tina S) 5 105
iva credit report (by: animaleyes76) 4 146
advice please in buying the interest in my sons property. (by: plasticdaft) 4 112
Can I reclaim the money paid during IVA? (by: kallis3) 3 133
credit record showing the IVA details (by: kallis3) 2 99
creditors meeting (by: Helen) 9 172
should IVA be removed from credit file after 6 years (by: kallis3) 3 116
if you have to take retirement from work (by: nepensioner) 3 105
Kallis (by: kallis3) 29 496
how can I remove entries from my experian credit report? (by: Skippy) 2 101
Hope your all well (by: Skippy) 3 99
Savings (by: lesley_) 11 209
Been silly with money (by: lesley_) 8 270
Daughters birthday what a difference a year makes (by: lesley_) 14 265
Help! Notice of Breach (by: luluj) 2 139
Due to a shortfall I will be struggling this month (by: luluj) 3 124
IVA up a running ,with thanks to (by: Julie) 3 119
Which companys are recomended (by: neild92) 4 103
General IVA advice please!!!! (by: kallis3) 5 211
am i ok to open a straight forward savings account? (by: kallis3) 5 129
Credit Repair (by: kallis3) 2 104
As a trainee solicitor could I proceed with an IVA (by: Michael Peoples) 2 125
remortgage (by: Andrew Graveson) 4 116
will IVA affect my ability to rent ? (by: Andy Davie) 2 105
how long does an iva take to go through? (by: Andy Davie) 3 95
Car Finance : IVA (by: Michael Peoples) 2 95
iva with money group (by: cornflake) 6 162
We do not have enough money to buy food (by: Michael Peoples) 3 188
would a charge make it difficult to remortgage? (by: Andrew Graveson) 3 146
Help (by: Michael Peoples) 2 100
F & F (by: Michael Peoples) 2 125
Additional payments (by: Skippy) 2 119
Turned down for SKY (by: wannabedj) 8 600
my new partner has moved in with me (by: Tina S) 2 97
annual review, can anyone please advise me (by: karen) 7 222
Harassment by telephone (by: kallis3) 27 625
where do we stand on situations like economic rises (by: kallis3) 13 320
Overtime (by: john c) 4 159
review (by: plasticdaft) 15 241
Reserve Mortgage (by: plasticdaft) 8 249
House Contents Insurance issue (by: Skippy) 9 204
I am unable to make the full payments (by: plasticdaft) 5 178
I need a car for work (by: plasticdaft) 3 117
certificate of completion (by: Skippy) 19 394
Getting Married during a IVA (by: Andy Davie) 2 132
struggling to make the payments (by: IRHR) 2 120
Self Employed (by: IRHR) 2 109
Post IVA Info and Credit File Cleanups (by: BanPhu) 3 201
difficult to live on of 35.00 per week (by: kallis3) 5 236
 
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